Can I Afford It?

A senior living community can be attractive because many of the expenses you pay as a homeowner—utilities, insurance, home maintenance—are included in the cost. It can vary depending on the level of care; the greater the needs, the higher the costs—for example, skilled nursing and memory care typically cost more than residential or assisted living. Cost also can vary by location, so it’s important to look at real numbers and compare them to your current living expenses.

Financing Options

How you finance your move depends on your assets and preferences. Some residents sell a home to help finance the entrance fee; others liquidate other assets. Surprisingly, some are reluctant to tap into retirement savings and investment funds to cover costs. Guess what? This is what you’ve been saving for!

If you or a spouse served in the military, you may be eligible for the Veterans Aid and Attendance program, which can help defray health care costs; long-term care insurance also can be used for these expenses.

How HumanGood Residents Financed the Move

There is no one-size-fits-all approach to long-term care financing. Learn some innovative ways that HumanGood residents funded their moves into senior housing.

Download Guide

“The biggest thing I would say is come and see. Meet the people. Come see what the benefits are and what the lifestyle is. If this is for you, it’s a wonderful choice.”

Jeanne Thomas

The Terraces of Boise

“Three words: beauty, comfort, safety. We have all we need here for the rest of our lives. It makes living hassle-free.”

Vern Bengtson

Valle Verde

“It’s the absolute best thing we ever did. We had no idea that we would have so much fun living here. As far as I’m concerned all of my friends should move here.”

Joan McGee

Royal Oaks

Additional Resources

Stay updated with HumanGood

Sign up for the latest news and updates, tips and advice.