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Independent Living

Here, you’ll change your address — not your lifestyle and not who you are.

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Senior woman wearing a blue scarf standing outside and holding a drink

The perfect space to shape what’s next.

Take a peek at our apartment homes.

Living room of an apartment at The Terraces of Los Gatos
Kitchen of an apartment at The Terraces of Los Gatos
Covered patio of an apartment at The Terraces o
Three seniors leaving a grocery store carrying bags of produce
Senior woman looking at flowers in the garden of The Terraces of Los Gatos
Seniors sitting in a gazebo at The Terraces of Los Gatos
Outdoor swimming pool at The Terraces of Los Gatos
Three senior women shopping at a farmers market carrying paper bags of produce and flowers
Senior woman wearing a sun hat while sitting and holding a small dog

First-rate amenities and programs. Endless possibilities.

Savor Delicious Dining

From fine food to casual cuisine, our main dining room features delicious, chef-prepared meals made from scratch with locally sourced ingredients whenever possible.

Seniors clinking glasses of wine in the main dining room of The Terraces of Los Gatos

Relax in Our Outdoor Spaces

Stroll our lush 9-acre campus with scenic gardens, walking paths and peaceful courtyards.

Senior woman sitting an on outdoor bench with a small dog at The Terraces of Los Gatos

Enjoy the Amenities

Take a dip in the pool. Perform with a choral group on our stage. Tend to roses in our community garden.

Outdoor swimming pool at The Terraces of Los Gatos

Get Moving in Our Fitness Center

Staying fit is a lot easier when there's a fitness center right on campus. Join a class, and never get bored with a full calendar of programs.

Seniors walking on treadmills in the fitness center at The Terraces of Los Gatos

View select independent living floor plans.

623 SQ. FT.

Studio Apartment with Alcove

Spacious alcove studio apartments feature a large living area, sleeping alcove, kitchenette and ample storage space. All apartments feature modern fixtures and finishes and have private patios or decks.

788 SQ. FT.

One-Bedroom Apartments

All apartments feature modern fixtures and finishes. In addition, all have shady private patios or balconies and views of our landscaped campus.

1.5-2 BATHS
1,070 SQ. FT.

Two-Bedroom Apartments

These apartments offer plenty of room and feature modern fixtures and finishes. All have shady private patios or balconies and views of our landscaped campus.

1,312 SQ. FT.

Patio Home With Garage

We offer a limited number of single-story patio homes that include a garage. All feature modern fixtures and finishes and private patios.


Learn about our starting price point and all that is included.

More about pricing

Is The Terraces a good financial fit?

Answer seven simple, anonymous questions, and our calculator will assess which home type might be a financial fit for you.

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Get answers to frequently asked questions.

Simply put, a Life Plan Community (also known as a continuing care retirement community or CCRC) is a community for older adults that offers independent living residences and access to higher levels of care all on one campus.

Independent residences are typically outfitted with the latest home fits and finishes and offer the freedom of maintenance-free living. For a set monthly fee, so much is included: fresh dining, housekeeping, engaging amenities, and a myriad of cultural, social, educational, fitness and wellness programs.

Should a time come when extra support would be beneficial or required, a plan is in place. Specialized care, such as assisted living, memory support and skilled nursing, right on campus provides just what’s needed when it’s needed in welcoming environments.

Choosing to move to a Life Plan Community is about more than a maintenance-free lifestyle and having a plan in place for future care needs. If you are a proactive person, it’s about setting yourself up to ensure you are living life to the fullest. By having more time to do what you want to do — not what you have to do. By expanding your opportunities to be socially connected. By living in an environment designed to support total wellness. And ultimately, by having security and peace of mind for you and those who love you.

A 55+ community offers independent living homes that usually include a maintenance-free lifestyle and a campus with common spaces and amenities. A Life Plan Community such as The Terraces of Los Gatos does the same, and, in addition, it offers various care options on campus. This means that if the health of you or your spouse ever changes, a plan will be in place. You won't need to move or be separated.

The Terraces of Los Gatos offers Independent Living apartments and patio homes in a wide range of sizes and floor plans. All homes feature modern fits and finishes, and they all have patios or balconies. And, of course, all residents have access to a wealth of amenities across our 9-acre campus.

Yes, pets are welcome! Some breed and weight restrictions may apply, so please talk to a sales counselor about your specific situation.

Absolutely not. Independent Living at The Terraces is just that: independent. You decide how to live your life, structure your day and pursue what’s most important to you. And your residence is your private space. 

We believe strongly in the benefits of living in a community setting with easy access to new friends, neighbors, interest groups and social events. But there is never any pressure to participate. You can partake in community life to whatever extent you desire.

Our beautiful 9-acre campus has plenty of amenities. Our fully equipped fitness center, year-round heated outdoor pool, community rose gardens and walking paths make it easy to stay active. Club rooms support a wide variety of resident interest groups, from card groups to meditation groups and resident-run committees. In addition, we have a library, salon and auditorium for movies, live music, dancing and special events.

Eating well is a cornerstone of our wellness approach. This means healthy food prepared from scratch with fresh ingredients that are locally sourced whenever possible. We feature a balanced offering of gourmet cuisine and classic comfort foods. 

Flexible dining points support a variety of lifestyles. If you like to eat out regularly, travel, visit with family or stay home and cook on occasion, you won’t be paying for a set meal schedule that you aren’t using.  

The Terraces of Los Gatos residents are very active with a wealth of interests! Between the work of our Life Enrichment team to create programs and excursions and resident-led interest groups and committees, there is something for everyone.

Some examples include:

  • Many fitness classes, water aerobics and personal training sessions
  • Musical performances by residents, our own choral group and professional performers
  • Numerous clubs and interest groups, including card groups, meditation group, educational lectures, book clubs and discussion groups
  • Volunteer opportunities
  • Walking groups
  • Wine pairing dinners
  • Technology education classes
  • Art classes
  • Various resident-led committees that shape community life
  • Group excursions to local points of interest
  • Spiritual and religious gatherings and programs

As an Independent Living resident with a Life Plan contract, you will pay a monthly fee and a one-time entrance fee. Both types of fees vary considerably depending on the size and type of home you choose. In addition, entrance fees vary by whether you select a rebatable or nonrebatable entrance fee option. (Rebatable means a portion of your entrance fee is returned to you or your estate when you leave the community.)

Please contact our sales counselors to learn more about available floor plans, fees and details of our contract.

If you would like to understand what type of home you could afford at The Terraces of Los Gatos, take this simple quiz.

An essential tenet of a Life Plan contract is to offer our residents security for life — physically, emotionally and financially. We operate a nonprofit foundation which provides financial support to those who outlive their resources through no fault of their own. For more information on The Terraces of Los Gatos’ Life Plan contract, please contact one of our sales counselors.

Yes. We work closely with a downsizing and move management company that specializes in helping older adults. They can provide tremendous help throughout the process with sorting, organizing, disposing of unwanted items, packing for the move, space planning for your new home and even unpacking all of your belongings!

The benefit of a Life Plan Community such as The Terraces of Los Gatos is that you have a plan in place for possible future care needs. On our campus, we offer not only independent living residences but also care options such as assisted living, memory support and skilled nursing that can help with short-term recovery from a health event or a long-term care need. We can also assist you with adding care services in your home while living independently. As needs change, we work with you to determine what options are best and to add support only as needed to preserve autonomy and independence.

No, The Terraces of Los Gatos is not a traditional nursing home. It is a Life Plan Community, where the majority of residents live independently. We offer Independent Living residences and a continuum of care options — Assisted Living, Memory Support and Skilled Nursing — should they be needed on one campus. Our care options also include Short-Stay Rehabilitation Nursing for people who have been discharged from a hospital stay but are not yet strong enough to return to their homes.

In our Independent Living homes (sometimes also called “residential living”), no caregiver assistance for help with activities of daily living is included as part of the standard monthly fee. No one is precluded from our Independent Living homes based on any protected category. We welcome everyone. Each Independent Living resident has the ability to make separate arrangements for caregiver services either by hiring private in-home caregivers or contracting for additional services through their HumanGood community (if such services are offered). 

It's normal to wonder if you’re ready to move. Understanding what being ready really means will help you make a decision that feels right for you. At times, people feel like they are waiting for a sign, a special birthday or circumstance. But the truth is, once you understand what a Life Plan Community is — and, just as importantly, what it’s not — the decision will become less fraught. Don’t forget to ask other people who have made the move about how they came to their decision — no doubt what you will hear is that they wish they had done it sooner.

Discover other living options.

A major benefit of the Life Plan Community model is that it offers access to higher levels of care should you ever need them.

Assisted Living

It's care when and where you need it. For those whose health or circumstances require special attention, Assisted living at The Terraces of Los Gatos is provided in a highly personalized and dedicated residential environment. Assisted living is available to both residents and nonresidents of The Terraces.

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Memory Support

The Immerse™ program is a proprietary memory support philosophy and practice developed by HumanGood to create our welcoming neighborhoods that were designed with a singular commitment to preserving the dignity and individuality of every person and family.

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Skilled Nursing

Getting back to your best self may require short-term rehabilitation. Take comfort in knowing that if the need arises, our health center professionals are ready to support you. Our expert caregiving team has extensive experience in creating a warm, person-centered nursing care environment for short-term or long-term care.

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